Privacy Policy

Effective Date: October 28, 2025

Vertex Advisors

77 King Street West, Toronto, ON M5K 1A1

Phone: +1 (416) 782-5493

Email: [email protected]

Our Commitment to Your Privacy

At Vertex Advisors, we take your privacy seriously. This Privacy Policy explains how we collect, use, protect, and share information about you when you visit our website or use our services. We are committed to maintaining the confidentiality and security of your personal information.

This policy applies to all personal data we process in connection with our financial advisory services, website interactions, and communications. By using our services, you agree to the practices described in this policy. We encourage you to read this document carefully to understand how your information is handled.

Information We Collect

Personal Information You Provide

We collect information you voluntarily provide when you interact with our services:

  • • Contact details including name, email address, phone number, and mailing address
  • • Financial information such as income, assets, investment goals, and risk tolerance
  • • Employment and professional background information
  • • Communication preferences and correspondence history
  • • Information provided through forms, surveys, or consultation requests

Automatically Collected Information

When you visit our website, we automatically collect certain technical information:

  • • Device information including IP address, browser type, and operating system
  • • Website usage data such as pages visited, time spent, and navigation patterns
  • • Referral sources and search terms that led you to our website
  • • Cookie data and similar tracking technologies (see our Cookie Policy)
  • • Location data derived from IP addresses

Information from Third Parties

We may receive information about you from other sources:

  • • Public databases and records for identity verification
  • • Analytics providers that help us understand website performance
  • • Marketing partners when you engage with our campaigns
  • • Professional references and referral sources

How We Use Your Information

Service Delivery

We use your information to provide financial advisory services, create personalized recommendations, manage your account, and communicate about your investments and financial planning needs.

Communication

Your contact information enables us to respond to inquiries, send service updates, share relevant financial insights, and provide customer support. You can opt out of marketing communications at any time.

Website Improvement

Analytics data helps us understand how visitors use our website, identify technical issues, optimize user experience, and develop new features that better serve our clients.

Legal Compliance

We process your data to comply with legal obligations, respond to regulatory requests, prevent fraud, enforce our terms of service, and protect our rights and those of our clients.

Marketing and Business Development

With your consent, we may use your information to send promotional materials, conduct market research, and inform you about services that align with your interests.

Legal Basis for Processing

We process your personal data based on the following legal grounds:

Contractual Necessity

Processing required to fulfill our advisory services agreement with you

Legitimate Interests

Business operations, fraud prevention, and service improvement

Consent

Marketing communications and optional data processing activities

Legal Obligation

Compliance with financial regulations and legal requirements

How We Protect Your Data

We implement comprehensive security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction:

Encryption

All data transmissions are encrypted using industry-standard SSL/TLS protocols

Access Controls

Strict authentication requirements and role-based access limitations

Secure Storage

Data stored on secure servers with regular backup procedures

Regular Monitoring

Continuous system monitoring for suspicious activity and vulnerabilities

Staff Training

Regular security awareness training for all team members

Breach Protocols

Established procedures for incident response and notification

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law:

  • • Client records are maintained for the duration of our relationship plus seven years as required by financial regulations
  • • Communication records are retained for three years after the last interaction
  • • Website analytics data is kept for up to 26 months
  • • Marketing consent records are maintained until you withdraw consent
  • • Legal documents are retained according to applicable statutory requirements

Information Sharing and Disclosure

We do not sell your personal information. We may share your data with third parties only in the following circumstances:

Service Providers

Trusted vendors who assist with operations such as data storage, email delivery, analytics, and payment processing. These providers are contractually obligated to protect your data.

Legal Requirements

When required by law, court order, or government regulation, or to protect our legal rights and interests.

Business Transfers

In connection with a merger, acquisition, or sale of assets, your information may be transferred to the successor entity.

With Your Consent

When you explicitly authorize us to share your information with specific third parties.

Your Privacy Rights

You have significant control over your personal information. We respect and facilitate the following rights:

Right to Access

Request a copy of the personal data we hold about you

Right to Rectification

Correct inaccurate or incomplete information

Right to Erasure

Request deletion of your personal data in certain circumstances

Right to Restriction

Limit how we process your information

Right to Data Portability

Receive your data in a structured, machine-readable format

Right to Object

Object to processing based on legitimate interests

Right to Withdraw Consent

Revoke consent for marketing communications anytime

Right to Lodge Complaint

File a complaint with your data protection authority

To exercise any of these rights, please contact us at [email protected] or use our contact form. We will respond to your request within 30 days.

Your Rights and Opt-Out Instructions

You are not required to provide any personal information when using this website. If you prefer not to share your data, you may:

  • • Avoid filling out contact forms, account registrations, or any data-submitting features
  • • Disable cookies through your browser settings (see our Cookie Policy for more details)
  • • Contact us directly to request the deletion of any previously shared personal data

We respect your privacy choices. If you would like us to delete your data, please reach out to us at the contact details provided on our Contact page. We will process your request promptly.

Important: Certain data may need to be retained for legal compliance purposes even after a deletion request. We will inform you if this applies to your situation.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure that appropriate safeguards are in place to protect your data in accordance with this privacy policy and applicable data protection laws. These safeguards include standard contractual clauses approved by relevant authorities and ensuring our service providers meet rigorous data protection standards.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new effective date. We encourage you to review this policy regularly to stay informed about how we protect your information. Continued use of our services after changes indicates your acceptance of the updated policy.